Kate has been working a job she doesn't like and saving up to go to medical school. She discovers she's pregnant. Her boyfriend is of good conduct, but she and her boyfriend Paul disagree with her decision not to settle down. She drives all day to David's place, her best friend since childhood. She learns the next day that Paul has died in a factory fire. She reaches the factory. It appears as though Paul ought not have been at the factory and appears suicidal. Years later Kate has moved on with her life and her new boyfriend is David. She has chosen to raise the child who has grown to be a four-year-old whom she has named Meghan after her mother. Kate gets admission to an accounting school. David asks her why she's settled for accountancy when she wanted to go to medical school. They have a minor argument in which she accuses David didn't do much with his life either. Kate and David are getting over up by the Meghan plays too close to the river. David talks about conversations he's had with her that Kate doesn't remember. Meghan is swept away by the river current. David jumps into the gushing current to save her. Kate follows and jumps in too. Kate gets separated.