At a diner, a man (Kirk Baltz) talks to an older man (Hall) over cigarettes and coffee. He explains how, while gambling at a casino, he wrote his name on a twenty-dollar bill for good luck. Before he could use it, he ran into his friend Steve and loaned him the bill. He headed back to the hotel room where he was supposed to meet Steve, Steve's wife, and his wife, but his wife told him that Steve and Steve's wife would come later. He saw the bill with his name on it on the floor and became paranoid. He took the bill and won almost $8,000 gambling with it.